On 3/31/21, the CFPB announced that the HMDA LAR data for 2020 were were published on the Federal Financial Institutions Examination Council’s HMDA Platform for approximately 4,400 HMDA filers. Later this year, the 2020 HMDA data will be available in other forms to provide users insights into the data, including a nationwide loan-level dataset. In their release, the CFPB explains that dataset will provide all publicly available data from all HMDA reporters, aggregate and disclosure reports with summary information by geography and lender, and the HMDA Data Browser to allow users to create custom datasets and reports. The Bureau will also publish a Data Point article highlighting key trends in the annual data.
The modified LAR data can be found here.