On March 20, 2023, the CFPB announced that the HMDA Modified Loan Application Register (LAR) data for 2022 are now available on the FFIEC’s HMDA Platform for approximately 4,394 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.

The annual loan-level LAR data for each HMDA filer were made available online to increase public accessibility. Users can also download one combined file that contains all institutions’ modified LAR data in addition to institution-specific modified LAR files. According to the CFPB, the 2022 HMDA data will be available in other forms later this year to provide users insights into the data.

Read the CFPB’s announcement here.

The 2022 HMDA LAR data can be found here.

Adam Witmer

Adam Witmer is a speaker, author, and founder of the Compliance Cohort. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Adam has written five e-books that he never published, hit a grizzly bear while driving in a National Park, and is an award winning photographer and musician (though he no longer takes photos nor plays any instruments). In his spare time, Adam can be found kayaking on the lake, doing taekwondo with his kids, working on his (project) house, or spending time with his family.

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