On December 13, 2024, the FDIC made updates to several sections of its Consumer Compliance Examination Manual. The Consumer Compliance Examination Manual is a primary resource and reference tool for FDIC compliance examination staff to use in support of conducting Consumer Compliance and Community Reinvestment Act examinations and other supervisory activities.
The sections that were updated include the following:
II-1.1 Overview of Consumer Compliance Examinations
II-5.1 Review and Analysis
II-7.1 Documenting the Examination
II-14.1 Violation Codes
IV-1.1 Fair Lending Laws and Regulations
V-7.1 Equal Credit Opportunity Act (ECOA)
V-8.1 Fair Housing Act (FHA)
V-9.1 Home Mortgage Disclosure Act (HMDA)
VII-1.1 Unfair, Deceptive, and Abusive Practices - Federal Trade Commission Act/Dodd-Frank Act
VII-2.1 FTC Rule – Preservation of Claims and Defenses
VIII-5.1 Telephone Consumer Protection Act
The FDIC’s Consumer Compliance Examination Manual can be found here.