On September 20, 2024, the CFPB released the HMDA Filing Instructions Guide (FIG) for data collected in 2025. As this guide is updated on an annual basis for the new year, there appears to be minimal changes in the newest version of the Guide.

In addition, the Supplemental Guide for Quarterly Filers for 2025 has also been made available by the Bureau at the FFIEC’s HMDA Resources webpage at https://ffiec.cfpb.gov/.

The updated FIG can be found here.

Adam Witmer

Adam Witmer is a speaker, author, and founder of the Compliance Cohort. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Adam has written five e-books that he never published, hit a grizzly bear while driving in a National Park, and is an award winning photographer and musician (though he no longer takes photos nor plays any instruments). In his spare time, Adam can be found kayaking on the lake, doing taekwondo with his kids, working on his (project) house, or spending time with his family.

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