On 3/3/25, NCUA Chairman, Kyle S. Haptman, announced that the NCUA “will no longer publish overdraft and non-sufficient fund fee income for individual credit unions.” The NCUA will, however, continue to collect the data during supervisory examinations. Under the previous NCUA data collection policy, federally insured credit unions with more than $1 billion in assets were required to disclose, separately, income from overdraft and non-sufficient funds fees. This data was made available to the public on an individual basis and in the aggregate. Under the new policy, however, the NCUA will collect overdraft and NSF fee data as part of the examination process. The agency will continue to publish overdraft and NSF fee income data in the aggregate once updates to its examination system are complete. The new policy will go into effect with the March 31, 2025, Call Report cycle.
The full NCUA release can be found here.