On September 17, 2024, the CFPB published guidance to help federal and state consumer protection enforcers stop banks from charging overdraft fees based on phantom opt-in agreements. According to CFPB Director Rohit Chopra, the Bureau has found instances where banks have no evidence that they obtained consent for overdrafts.

On September 12, 2024, the CFPB filed a proposed order against the student loan servicer Navient for its multiple failures and illegal actions in its student lending services. If entered by the court, the proposed order would permanently ban the company from servicing federal Direct Loans and would forbid the company from directly servicing or acquiring most loans under the Federal Family Education Loan Program.

On September 5, 2024, the CFPB issued its annual report on debt collection, which highlights aggressive and illegal practices in the collection of medical debt and rental debt. The report highlights issues with real estate software inflating rental debt and debt collectors pursuing medical bills already covered by non-profit aid, as well as insufficient financial assistance for low-income medical bills.

On September 3, 2024, the Federal Trade Commission issued new data that shows a massive increase in the amount of money consumers report losing to scammers involving Bitcoin ATM machines. According to the FTC, the amount consumers reported losing has increased nearly tenfold to over $110 million in 2023 compared to 2020.