On April 1, 2022, HUD issued a proposed rule to increase the term for loan modification to 40 years. HUD's current regulations allow mortgagees to modify a FHA insured mortgage by recasting the total unpaid loan for a term limited to 360 months to cure a borrower's default. This proposed rule would amend HUD's current regulation to allow for mortgagees to recast the total unpaid loan for a new term limit of 480 months.

On April 19, 2022, the CFPB issued a report on the challenges faced by Americans in rural communities. The report reveals that many of these communities lack access to physical bank branches, are more likely to seek credit from nonbanks, and are heavily affected by medical bills.

On April 15, 2022, the CFPB published an article written by Director Rohit Chopra about protecting families and honest businesses from debt collection abuses. Through the article, CFPB announced that it has submitted its annual report to the Congress on the Fair Debt Collection Practices Act (FDCPA).

On April 14, 2022, FinCEN issued an advisory on kleptocracy and foreign public corruption, urging financial institutions to focus their efforts on detecting the proceeds of foreign public corruption, which is a priority for the U.S. government.. The advisory provides typologies and potential indicators of kleptocracy and other forms of foreign public corruption, namely bribery, embezzlement, extortion, and the misappropriation of public assets.

On April 12, 2022, the CFPB filed a lawsuit against TransUnion, two of its subsidiaries, and longtime executive John Danaher for violating a 2017 law enforcement order. The order was issued to stop TransUnion from engaging in deceptive marketing, however, CFPB reports that the company continued its unlawful behavior, disregarded the order’s requirements, and continued employing deceitful digital dark patterns to profit from customers.

On April 8, 2022, Acting Comptroller of the Currency Michael J. Hsu spoke before the Institute of International Economic Law at Georgetown University Law Center, where he shared his thoughts on the architecture of stablecoins.

On April 4, 2022, FinCEN Acting Director Himamauli Das, spoke at the FDIC-FinCEN Digital Identity Tech Sprint Demonstration Day. Das, in his remarks, explained how the Tech Sprint and its focus on digital identity fit into the broader FinCEN picture.