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On March 15, 2023, the CFPB published the 2023 HMDA Institutional Coverage Chart, which is effective on January 1, 2023. The updated coverage chart reflects the reduced 25 closed-end loans in each of the previous two calendar years threshold for reporting closed-end applications and loans.
The HMDA Institutional Coverage Flow Chart illustrates the criteria for whether an institution is covered by Regulation C.
Click the button below to download the HMDA Institutional Coverage Flow Chart.
