On January 29, 2025, the CFPB published a report showing that United States servicemembers pay higher costs and face greater financial risks than civilian borrowers when taking out credit to buy a car. The report examined over 20 million auto loans from 2018 to 2022, revealing that servicemembers tend to have larger loans, smaller down payments, and higher monthly costs.

On January 23, 2025, the CFPB published a report showing that the rate of auto repossessions at the end of 2022 surpassed pre-pandemic levels. The CFPB also found that lenders were increasingly more likely to use third parties, called forwarders, to manage the repossession process. 

On January 17, 2025, the CFPB ordered the American Honda Finance Corporation to pay $12.8 million for reporting inaccurate information that affected the credit reports of 300,000 people who drive Honda and Acura vehicles. Honda Finance is a nonbank automotive finance company for American Honda Motor Co., Inc., whose business is the purchase and servicing of loans and leases arranged by Honda and Acura dealerships. 

On January 16, 2025, the NCUA released a Research Note that provides an analysis of statistics for overdraft and non-sufficient funds fees, and observations on the relationship between overdraft and non-sufficient funds fees and other revenues. NCUA Chairman Harper said that the Research Note provides important information for consumers, researchers, credit unions, and regulators about the use of overdraft and NSF fees at credit unions.