The Federal Reserve System recently published its Fourth Issue of Consumer Compliance Outlook for 2024. Consumer Compliance Outlook is the agency’s publication focusing on consumer compliance topics.

On February 12, 2025, the NPR reported that dozens of probationary employees at the CFPB had their jobs terminated. CFPB's union has identified approximately 73 "bargaining-unit" employees in their probationary period who were terminated, and believes non-union employees were also fired.

On February 5, 2025, the FDIC released 175 documents related to its supervision of banks that engaged in, or sought to engage in, crypto-related activities. FDIC Acting Chairman Travis Hill said that the release of the documents reflects the Agency’s commitment to enhance transparency.

On January 30, 2025, the CFPB released its annual list of consumer reporting companies which identifies specialty reporting companies that collect and sell access to people’s data. The list helps consumers request credit reporting data, dispute inaccuracies, block access through security freezes, and understand the types of personal financial information collected for reports.

On January 24, 2025, the CFPB published a report about financial outcomes for cash-out refinance mortgage borrowers. Home equity is a key financial asset for families, allowing homeowners to use a cash-out refinance to access funds for debt repayment or home repairs, but this can also elevate the risk of foreclosure.

On January 31, 2025, the FDIC announced that federal bank regulatory agencies will hold a virtual public outreach meeting on March 6, 2025, as part of their review of regulations, as required by law.  The Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) requires the agencies, with input from the public, to review their regulations at least once every 10 years to identify any outdated or otherwise unnecessary regulatory requirements applicable to their supervised institutions.